How to Deal with Insurance Companies When Filing a Car Accident Claim

Did you get injured in a car accident recently? Were you able to reach the insurance company of the person who hit you? Did the insurance company contact you for a claim settlement? Are you intimidated by the approach of the insurance company and don’t know what to do next? If these questions describe what you are going through right now, it’s time for you to avail the assistance of our car accident attorneys.

What You Need to Do on Your Part

Stay Calm:

Insurance companies and the party they represent will try to coerce you out of filing a claim. They may even try to put the whole blame on you. But if you know you are right, stay calm. Don’t lose your temper or say anything that can go against you.

Don’t Divulge Your Details:

Under any circumstances, do not divulge any detail that goes beyond an insurance claim. You can share your name, address, and details related to the accident. You may be asked about your work profile, company address, contact details, salary details, etc. You may even be asked about past injuries, if any. Do not share them with other party at any cost. Don’t even attempt to blame the other party without consulting your lawyer first.

Don’t Consent to Anything Without Your Lawyer:

If the other party wants you to agree to something before moving ahead with settlement discussions, refuse flatly. Any such discussion must happen, if ever, in front of your car accident attorneys. You may not be aware of all your legal rights and the amount you can claim. As your legal representative, we can help you decide on that.

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Avoid Discussing any Settlement:

Always expect the first couple of options for a claim settlement to be below what you deserve. The first offer will be to test the waters you are in. The second and third may be to entice you with better and ‘final’ offers. Don’t fall into the trap. You will always deserve more than that. We will help you come up with the most accurate claim figure.

Allow Your Lawyer to Do the Talking:

As your legal representative, we will know the entire situation in detail. We will also know the legal aspects that the other party may try now and then, and how we can counter them. We know that things should be discussed within and outside the court. This will ensure that your case always stays strong, and so do your chances to win a fair settlement amount from the at-fault party’s insurance company.

How We Can Help

As one of the leading firms of car accident attorneys, we know what it takes to prove your case strongly in front of the insurance company. We will also do our best to get you maximum compensation for your physical, economic and non-economic losses. To learn more or to get a free quote, give us a call at (786) 361-4037.